Protect your revenue and customer experience with Seamless SCA
From compliance to opportunity: Optimize SCA to your advantage.
Protect your revenue and customer experience with Seamless SCA
From compliance to opportunity: Optimise SCA to your advantage.
Are you ready for Strong Customer Authentication?
PSD2 compliance changes are shifting the gears of merchants all across Europe. SCA requirements are set to enhance online payments security but with it comes the risk of introducing more friction into the purchasing process, increasing cart abandonment, reducing revenue, and delivering a degraded customer experience.
But it doesn’t have to be that way. With Signifyd’s Seamless SCA solution merchants can regain control of their checkout customer experience by reducing unnecessary friction and protecting their revenue.
Find out more about SCA and how it can impact your business.
Benefits of Seamless SCA
Remove friction at the checkout
Protect your customer experience by implementing 3DS only when necessary and directing transactions through the path of least friction.
Maximise exemptions and exclusions
Reach higher SCA thresholds and apply more SCA exemptions with Signifyd’s advanced TRA and SCA Exemption Engine.
Increase revenue
Increase conversion rates by eliminating SCA induced cart abandonment and improving order approval rates by 1-3%. Obtain a complete liability shift on all exempted transactions.
Prevent fraud across the entire customer journey
Keep a pulse on fraud risk at every step of the payments journey with Signifyd’s end to end commerce platform.
Keep fraud rates low
Maintain an optimal fraud rate to filter out fraudulent orders and to improve your fraud profile with issuing banks.
Seamless SCA features
Transaction Risk Analysis
Identify fraudulent transactions using risk intelligence from the largest commerce network available. Ensure only the cleanest traffic is sent to banks for authorisation.
Learn more about the impact of your fraud rates on authorisation.
SCA Exemption Management
Identify which transactions fall within the scope of SCA and which qualify for exemptions while accessing the bank’s propensity to accept exemptions – all in real time.
100% guarantee on every approved transaction
A frictionless experience doesn’t need to come with added risk. Signifyd includes a 100% financial guarantee on every exempt and out-of-scope transaction approved.
Signifyd named “Market Leader” in guaranteed chargeback protection.
Automated liability management
Track fraud liability so you can be sure you never pay twice for a liability shift.
How it works
Identify fraudulent orders and send clean traffic to banks for authorisation
Transaction Risk Analysis (TRA) is performed ahead of authorisation to confirm no abnormal spending or behavioural patterns are present and to assign a risk decision.
With 98% of online purchases made by consumers previously seen across the Signifyd Commerce Network, legitimate customers are instantly recognized during TRA.
Maximise exemptions to direct traffic through the most seamless path to purchase
With risk score in hand, Signifyd’s leading exemption engine identifies transactions that are exempt or out of scope and provides recommendations of those transactions that can be safely directed away from SCA challenge — preserving the customer experience and directing traffic through the path of least friction.
Gain full transparency into liability shifts
All exempted orders come with Signifyd’s 100% Chargeback Guarantee to ensure that where the bank’s liability shift ends, Signifyd’s begins. And with fully transparent billing management, understanding where the liability lies is easy. You’ll have complete visibility into exemption rates and liability ownership – and will never pay for a liability shift twice.
Simplify the complexity of SCA and ensure a frictionless customer experience
Read more about Strong Customer Authentication
Minimising the Disruption: A Merchant’s Guide to Simplifying SCA
Signifyd explains everything you need to know about SCA, how it will impact your ecommerce business, and how to prevent future fraud.
